If you need the essay — what a BAI2 file is, or how finance operations differs from cloud cost management — use Learn or About. This page is the questions people type.
The product
What is F20 FinanceOps?
A free toolkit for accountants and finance teams: convert bank files, reconcile two ledgers, and run close checks. It is accounting operations software, not cloud cost management.
Is F20 FinanceOps the same as FinOps?
No. F20 FinanceOps is not cloud FinOps. Cloud FinOps is about cloud spend. This product is bank files, reconciliation and close.
Is F20 FinanceOps free?
Yes. There is no charge and no usage limit. Every live tool runs without a card or a sales call.
Using the tools
Do I need an account?
No. Open a tool, drop a file, read the result. Sign in only if you want signed-in runs remembered for the diagnostic. A run made without an account is not recorded.
Does F20 store my files?
No. Uploaded files are processed in memory and dropped when the response is sent. Nothing is written to disk. They are never stored.
Can I try a tool without my own file?
Yes. Each live tool can load a synthetic fixture, and the samples page lists every published file. Those files are not customer data.
Is the output professional advice?
No. Scores and exceptions are what the file contained. A person still decides what to post. Where a figure talks about hours or money, it is what a team could reclaim, never what they will save.
Bank files
How do I open a BAI2 file in Excel?
You do not open the .bai file in Excel. Convert it to CSV or Excel first, then download the result. Control-total warnings stay visible so you can see whether the trailers tie.
What is the difference between BAI2, MT940 and camt.053?
BAI2 is a US cash-management file with control-total trailers. MT940 is a SWIFT customer statement. camt.053 is ISO 20022 XML. All three can be converted to CSV or Excel here.
Why was my PDF statement refused?
Scanned or photographed PDFs have no text layer. There is no OCR. Export a text-layer PDF, or use the BAI2, MT940 or camt.053 file the bank already sent.