What
camt.053 is the ISO 20022 XML statement a bank sends to a customer. It replaced many MT940 feeds in Europe. Variants such as .02, .04 and .08, and bank house dialects, all nest transactions under the same element names.
Related messages include camt.052 (intraday) and camt.054 (credit/debit notification). This converter is for camt.053, bank-to-customer statement.
Why
XML is not a ledger. Party names, end-to-end references and balances sit in nested elements. Spreadsheets cannot walk that tree, so structured references that would settle a recon stay hidden until the file is flattened to one row per transaction.
How
Drop a .xml or .camt053 file on the converter. It walks the XML by element name rather than a pinned namespace, writes one row per transaction, and checks opening and closing balances against the transactions in between. Download CSV or Excel.
This page converts camt.053 to CSV, not the other way around. After conversion, check quality, then reconcile.